Obligation Bank of America 3.3% ( US06051GEU94 ) en USD

Bank of America

100 % ▲

Etas-Unis

US06051GEU94 ( en USD )

3.3% par an ( paiement semestriel )

10/01/2023 - Obligation échue

Prospectus brochure de l'obligation Bank of America US06051GEU94 en USD 3.3%, échue

2 000 USD

4 250 000 000 USD

06051GEU9

A- ( Qualité moyenne supérieure )

A2 ( Qualité moyenne supérieure )

Bank of America est une société financière américaine offrant une large gamme de services bancaires, de gestion de patrimoine et d'investissement aux particuliers et aux entreprises, à travers un vaste réseau d'agences et de canaux numériques.

L'Obligation émise par Bank of America ( Etas-Unis ) , en USD, avec le code ISIN US06051GEU94, paye un coupon de 3.3% par an.
Le paiement des coupons est semestriel et la maturité de l'Obligation est le 10/01/2023

L'Obligation émise par Bank of America ( Etas-Unis ) , en USD, avec le code ISIN US06051GEU94, a été notée A2 ( Qualité moyenne supérieure ) par l'agence de notation Moody's.

L'Obligation émise par Bank of America ( Etas-Unis ) , en USD, avec le code ISIN US06051GEU94, a été notée A- ( Qualité moyenne supérieure ) par l'agence de notation Standard & Poor's ( S&P ).

Pricing Supplement No. 1116
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424B5 1 d464394d424b5.htm PRICING SUPPLEMENT NO. 1116
Table of Contents
CALCULATION OF REGISTRATION FEE

Title of Each Class of
Proposed Maximum
Amount of
Securities to be Registered

Aggregate Offering Price

Registration Fee(1)
1.250% Senior Notes, due January 2016

$1,000,000,000

$136,400
2.000% Senior Notes, due January 2018

$2,000,000,000

$272,800
3.300% Senior Notes, due January 2023

$3,000,000,000

$409,200

(1) Calculated in accordance with Rule 457(r) of the Securities Act of 1933.
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Filed Pursuant to Rule 424(b)(5)
Registration No. 333-180488

Pricing Supplement No. 1116
(To Prospectus dated March 30, 2012 and
Prospectus Supplement dated March 30, 2012)
January 8, 2013

$6,000,000,000

Medium-Term Notes, Series L

$1,000,000,000 1.250% Senior Notes, due January 2016
$2,000,000,000 2.000% Senior Notes, due January 2018
$3,000,000,000 3.300% Senior Notes, due January 2023

This pricing supplement describes three series of our senior notes that will be issued under our Medium-Term Note Program, Series
L. We refer to our 1.250% Senior Notes, due January 2016 as the "3-year fixed rate notes," to our 2.000% Senior Notes, due January
2018 as the "5-year fixed rate notes," to our 3.300% Senior Notes, due January 2023 as the "10-year fixed rate notes," and to the
3-year fixed rate notes, the 5-year fixed rate notes, and the 10-year fixed rate notes collectively as the "notes."

The 3-year fixed rate notes mature on January 11, 2016. We will pay interest on the 3-year fixed rate notes for each semi-annual
interest period at a rate of 1.250% per annum.

The 5-year fixed rate notes mature on January 11, 2018. We will pay interest on the 5-year fixed rate notes for each semi-annual
interest period at a rate of 2.000% per annum.

The 10-year fixed rate notes mature on January 11, 2023. We will pay interest on the 10-year fixed rate notes for each semi-annual
interest period at a rate of 3.300% per annum.

The notes are unsecured and rank equally with all of our other unsecured and senior indebtedness outstanding from time to time. We
do not intend to list any of these series of notes on any securities exchange.

Investing in the notes involves risks. For an explanation of some of these risks, see "Risk Factors" beginning on page S-5 of
the attached prospectus supplement, and "Risk Factors" beginning on page 8 of the attached prospectus.

None of the Securities and Exchange Commission, any state securities commission, or any other regulatory body has approved or
disapproved of these notes or passed upon the adequacy or accuracy of this pricing supplement, the attached prospectus supplement,
or the attached prospectus. Any representation to the contrary is a criminal offense.

3-Year Fixed Rate Notes
5-Year Fixed Rate Notes
10-Year Fixed Rate Notes

Per Note
Total
Per Note
Total
Per Note
Total

Public Offering Price
99.801% $998,010,000 99.849% $1,996,980,000 99.444% $2,983,320,000
Selling Agents' Commission

0.250% $ 2,500,000
0.350% $
7,000,000
0.450% $ 13,500,000

Proceeds (before expenses)
99.551% $995,510,000 99.499% $1,989,980,000 98.994% $2,969,820,000

Sole Book-Runner

BofA Merrill Lynch

ABN AMRO
Banca IMI
BB&T Capital Markets

BMO Capital Markets
Capital One Southcoast

CIBC

Credit Agricole CIB
Deutsche Bank Securities

Goldman, Sachs & Co.

ING

Lloyds Securities
Mizuho Securities
nabSecurities, LLC

PNC Capital Markets LLC
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RBS
Santander

Scotiabank

SOCIETE GENERALE
Standard Chartered Bank

Swedbank Markets

Wells Fargo Securities

Apto Partners, LLC Mischler Financial Group, Inc. Ramirez & Co., Inc. The Williams Capital Group, L.P.
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SPECIFIC TERMS OF THE NOTES

The following descriptions of the specific terms of the notes supplement, and should be read together with, the description of
our Medium-Term Notes, Series L included in the attached Series L prospectus supplement dated March 30, 2012, and the general
description of our debt securities included in "Description of Debt Securities" in the attached prospectus, dated March 30, 2012 (as
supplemented, together with all documents incorporated by reference, the "prospectus"). If there is any inconsistency between the
information in this pricing supplement and the attached prospectus supplement or the attached prospectus, you should rely on the
information in this pricing supplement. Capitalized terms used, but not defined, in this pricing supplement have the same meanings as
are given to them in the attached prospectus supplement or in the attached prospectus.

Terms of the 3-Year Fixed Rate Notes
·Title of the Series:
1.250% Senior Notes, due January 2016
·Aggregate Principal Amount
$1,000,000,000
Initially Being Issued:

·Issue Date:
January 11, 2013
·CUSIP No.:
06051GES4
·ISIN:
US06051GES49
·Maturity Date for Principal:
January 11, 2016
·Minimum Denominations:
$2,000 and multiples of $1,000 in excess of $2,000
·Ranking:
Senior
·Day Count Fraction:
30/360
·Interest Rate:
1.250%
·Interest Periods:
Semi-annual
·Interest Payment Dates:
January 11 and July 11 of each year, commencing July 11, 2013,
subject to the following business day convention (unadjusted).
·Record Dates for Interest Payments:
For book-entry only notes, one business day prior to the
applicable Interest Payment Date. If the notes are not held in
book-entry only form, the record dates will be the first day of
the calendar month in which the applicable Interest Payment
Date is scheduled to occur.
·Optional Redemption:
None
·Repayment at Option of Holder:
None
·Listing:
None
·Selling Agents and Conflicts of Interest:
As set forth beginning on page PS-5

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Terms of the 5-Year Fixed Rate Notes
· Title of the Series:
2.000% Senior Notes, due January 2018
· Aggregate Principal Amount
$2,000,000,000
Initially Being Issued:

· Issue Date:
January 11, 2013
· CUSIP No.:
06051GET2
· ISIN:
US06051GET22
· Maturity Date for Principal:
January 11, 2018
· Minimum Denominations:
$2,000 and multiples of $1,000 in excess of $2,000
· Ranking:
Senior
· Day Count Fraction:
30/360
· Interest Rate:
2.000%
· Interest Periods:
Semi-annual
· Interest Payment Dates:
January 11 and July 11 of each year, commencing July 11, 2013,
subject to the following business day convention (unadjusted).
· Record Dates for Interest Payments:
For book-entry only notes, one business day prior to the
applicable Interest Payment Date. If the notes are not held in
book-entry only form, the record dates will be the first day of
the calendar month in which the applicable Interest Payment
Date is scheduled to occur.
· Optional Redemption:
None
· Repayment at Option of Holder:
None
· Listing:
None
· Selling Agents and Conflicts of Interest:
As set forth beginning on page PS-5

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Terms of the 10-Year Fixed Rate Notes

· Title of the Series:
3.300% Senior Notes, due January 2023
· Aggregate Principal Amount
Initially Being Issued:
$3,000,000,000
· Issue Date:
January 11, 2013
· CUSIP No.:
06051GEU9
· ISIN:
US06051GEU94
· Maturity Date for Principal:
January 11, 2023
· Minimum Denominations:
$2,000 and multiples of $1,000 in excess of
$2,000
· Ranking:
Senior
· Day Count Fraction:
30/360
· Interest Rate:
3.300%
· Interest Periods:
Semi-annual
· Interest Payment Dates:
January 11 and July 11 of each year, commencing July 11, 2013,
subject to the following business day convention (unadjusted).
· Record Dates for Interest Payments:
For book-entry only notes, one business day prior to the
applicable Interest Payment Date. If the notes are not held in
book-entry only form, the record dates will be the first day of
the calendar month in which the applicable Interest Payment
Date is scheduled to occur.
· Optional Redemption:
None
· Repayment at Option of Holder:
None
· Listing:
None
· Selling Agents and Conflicts of Interest:
As set forth beginning on page PS-5

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U.S. Federal Income Tax Considerations

For a brief description of the tax effects of an investment in the notes, see "U.S. Federal Income Tax Considerations" and "U.S.
Federal Income Tax Considerations--Taxation of Debt Securities" beginning on page 62 and page 63, respectively, of the attached
prospectus.

Supplemental Information Concerning the Plan of Distribution and Conflicts of Interest

On January 8, 2013, we entered into an agreement with the selling agents identified below for the purchase and sale of the notes.
We have agreed to sell to each of the selling agents, and each of the selling agents has agreed to purchase from us, the principal
amount of the notes shown opposite its name in the table below at the applicable public offering price set forth above.

Principal Amount
Principal Amount
Principal Amount
of 3-Year
of 5-Year
of 10-Year
Selling Agent
Fixed Rate Notes
Fixed Rate Notes
Fixed Rate Notes

Merrill Lynch, Pierce, Fenner & Smith
Incorporated

$ 780,000,000
$ 1,560,000,00
$2,340,000,000
ABN AMRO Securities (USA) LLC

$
10,000,000
$
20,000,000
$
30,000,000
Banca IMI S.p.A.

$
10,000,000
$
20,000,000
$
30,000,000
BB&T Capital Markets, a division of
BB&T Securities, LLC

$
10,000,000
$
20,000,000
$
30,000,000
BMO Capital Markets Corp.

$
10,000,000
$
20,000,000
$
30,000,000
Capital One Southcoast, Inc.

$
10,000,000
$
20,000,000
$
30,000,000
CIBC World Markets Corp.

$
10,000,000
$
20,000,000
$
30,000,000
Credit Agricole Securities (USA) Inc.

$
10,000,000
$
20,000,000
$
30,000,000
Deutsche Bank Securities Inc.

$
10,000,000
$
20,000,000
$
30,000,000
Goldman, Sachs & Co.

$
10,000,000
$
20,000,000
$
30,000,000
ING Financial Markets LLC

$
10,000,000
$
20,000,000
$
30,000,000
Lloyds Securities Inc.

$
10,000,000
$
20,000,000
$
30,000,000
Mizuho Securities USA Inc.

$
10,000,000
$
20,000,000
$
30,000,000
nabSecurities, LLC

$
10,000,000
$
20,000,000
$
30,000,000
PNC Capital Markets LLC

$
10,000,000
$
20,000,000
$
30,000,000
RBS Securities Inc.

$
10,000,000
$
20,000,000
$
30,000,000
Santander Investment Securities Inc.

$
10,000,000
$
20,000,000
$
30,000,000
Scotia Capital (USA) Inc.

$
10,000,000
$
20,000,000
$
30,000,000
SG Americas Securities, LLC

$
10,000,000
$
20,000,000
$
30,000,000
Standard Chartered Bank

$
10,000,000
$
20,000,000
$
30,000,000
Swedbank AB (publ)

$
10,000,000
$
20,000,000
$
30,000,000
Wells Fargo Securities, LLC

$
10,000,000
$
20,000,000
$
30,000,000
Apto Partners, LLC

$
5,000,000
$
10,000,000
$

0
Mischler Financial Group, Inc.

$
5,000,000
$
10,000,000
$

0
Samuel A. Ramirez & Company, Inc.

$

0
$

0
$
15,000,000
The Williams Capital Group, L.P.

$

0
$

0
$
15,000,000

Total

$1,000,000,000
$2,000,000,000
$3,000,000,000

The selling agents may sell the notes to certain dealers at the applicable public offering price, less a concession which will not
exceed 0.150% of the principal amount of the 3-year fixed rate notes, 0.200% of the principal amount of the 5-year fixed rate notes,
and 0.300% of the principal amount of the 10-year fixed rate notes. The selling agents and those dealers may resell the notes to other
dealers at a reallowance discount which will not exceed 0.100% of the principal amount of the 3-year fixed rate notes, 0.150% of the
principal amount of the 5-year fixed rate notes, and 0.250% of the principal amount of the 10-year fixed rate notes.

After the initial offering of the notes, the concessions and reallowance discounts for any series of the notes may change.

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We estimate that the total offering expenses for the notes, excluding the selling agents' commissions, will be approximately
$1,580,400.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is our wholly-owned subsidiary, and we will receive the net proceeds of
the offering.

Some of the selling agents and their affiliates have engaged in, and may in the future engage in, investment banking and other
commercial dealings in the ordinary course of business with us or our affiliates. They have received, or may in the future receive,
customary fees and commissions for these transactions.

In addition, in the ordinary course of their business activities, the selling agents and their affiliates may make or hold a broad
array of investments and actively trade debt and equity securities (or related derivative securities) and financial instruments
(including bank loans) for their own account and for the accounts of their customers. Such investments and securities activities may
involve securities and/or instruments of ours or our affiliates. Certain of the selling agents or their affiliates that have a lending
relationship with us routinely hedge their credit exposure to us consistent with their customary risk management policies. Typically,
such selling agents and their affiliates would hedge such exposure by entering into transactions which consist of either the purchase of
credit default swaps or the creation of short positions in our securities, including potentially the notes offered hereby. Any such short
positions could adversely affect future trading prices of the notes offered hereby. The selling agents and their affiliates may also make
investment recommendations and/or publish or express independent research views in respect of such securities or financial
instruments and may hold, or recommend to clients that they acquire, long and/or short positions in such securities and instruments.

Banca IMI S.p.A. is not a U.S. registered broker-dealer, and will not effect any offers or sales of any notes in the United States
unless it is through one or more U.S. registered broker-dealers as permitted by the regulations of the Financial Industry Regulatory
Authority, Inc. ("FINRA").

Standard Chartered Bank will not effect any offers or sales of any notes in the United States unless it is through one or more U.S.
registered broker-dealers as permitted by the regulations of FINRA.

Swedbank AB (publ) will not effect any offers or sales of any notes in the United States unless it is through one or more U.S.
registered broker-dealers as permitted by the regulations of FINRA.

Additional Selling Restrictions

In addition to the representations, agreements, and restrictions set forth in the attached prospectus supplement under
"Supplemental Plan of Distribution--Selling Restrictions," the following representations, agreements, and restrictions will apply to
the notes.

South Korea

The notes have not been and will not be registered under the Financial Investments Services and Capital Markets Act of Korea
and the decrees and regulations thereunder (the "FSCMA") and the notes have been and will be offered in Korea as a private
placement under the FSCMA. None of the notes may be offered, sold and delivered directly or indirectly, or offered or sold to any
person for re-offering or resale, directly or indirectly, in Korea or to any resident of Korea except pursuant to the applicable laws and
regulations of Korea, including the FSCMA and the Foreign Exchange Transaction Law of Korea and the decrees and regulations
thereunder (the "FETL"). For a period of one year from the issue date of the notes, any acquirer of the notes who was solicited to buy
the notes in Korea is prohibited from transferring any of the notes to another person in any way other than as a whole to one
transferee. Furthermore, the purchaser of the notes shall comply with all applicable regulatory requirements (including but not limited
to requirements under the FETL) in connection with the purchase of the notes.

Each selling agent has represented and agreed that it has not offered, sold or delivered the notes directly or indirectly, or offered
or sold the notes to any person for re-offering or resale, directly or indirectly, in Korea or to any resident of Korea and will not offer,
sell or deliver the notes directly or indirectly, or offer

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or sale the notes to any person for re-offering or resale, directly or indirectly, in Korea or to any resident of Korea, except pursuant to
an exemption from the registration requirements of, and otherwise in compliance with, the FSCMA, the FETL and other relevant laws
and regulations of Korea.

United Arab Emirates

This pricing supplement and the attached prospectus supplement and prospectus have not been approved or licensed by the
Central Bank of the United Arab Emirates (the "UAE"), Securities and Commodities Authority of the UAE and/or any other relevant
licensing authority in the UAE. The offer of the notes does not constitute a public offer of securities in the UAE in accordance with
relevant laws of the UAE, in particular, the Commercial Companies Law, Federal law No. 8 of 1984 (as amended). The notes may
not be offered to the public in the UAE.

The notes may only be offered and issued to a limited number of investors in the UAE who qualify as sophisticated investors
under the relevant laws and regulations of the UAE. We represent and warrant that the notes will not be offered, sold, transferred or
delivered to the public in the UAE.

Validity of the Notes

In the opinion of McGuireWoods LLP, as counsel to Bank of America Corporation ("BAC"), when the notes offered by this
pricing supplement and the attached prospectus supplement and prospectus have been completed and executed by BAC, and
authenticated by the trustee in accordance with the provisions of the Senior Indenture, and the notes have been delivered against
payment therefor as contemplated by this pricing supplement and the attached prospectus supplement and prospectus, all in
accordance with the provisions of the Senior Indenture, such notes will be legal, valid and binding obligations of BAC, subject to
applicable bankruptcy, reorganization, insolvency, moratorium, fraudulent conveyance or other similar laws affecting the rights of
creditors now or hereafter in effect, and to equitable principles that may limit the right to specific enforcement of remedies, and
further subject to 12 U.S.C. §1818(b)(6)(D) (or any successor statute) and any bank regulatory powers now or hereafter in effect and
to the application of principles of public policy. This opinion is given as of the date hereof and is limited to the federal laws of the
United States, the laws of the State of New York and the Delaware General Corporation Law (including the statutory provisions, all
applicable provisions of the Delaware Constitution and reported judicial decisions interpreting the foregoing). In addition, this
opinion is subject to customary assumptions about the trustee's authorization, execution and delivery of the Senior Indenture, the
validity, binding nature and enforceability of the Senior Indenture with respect to the trustee, the legal capacity of natural persons, the
genuineness of signatures, the authenticity of all documents submitted to McGuireWoods LLP as originals, the conformity to original
documents of all documents submitted to McGuireWoods LLP as photocopies thereof, the authenticity of the originals of such copies
and certain factual matters, all as stated in the letter of McGuireWoods LLP dated March 30, 2012, which has been filed as an exhibit
to BAC's Registration Statement relating to the notes filed with the Securities and Exchange Commission on March 30, 2012.

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We may offer from time to time our Bank of America Corporation Medium-Term Notes, Series L. The specific terms of any notes that
we offer will be determined before each sale and will be described in a separate product supplement, index supplement and/or
pricing supplement (each, a "supplement"). Terms may include:

· Priority: senior or subordinated
· Maturity: three months or more

· Interest rate: notes may bear interest at fixed or floating rates,
· Indexed notes: principal, premium (if any), interest payments,
or may not bear any interest
or other amounts payable (if any) linked, either directly or

indirectly, to the price or performance of one or more market
· Base floating rates of interest:
measures, including securities, currencies or composite

¡ federal funds rate
currencies, commodities, interest rates, stock or commodity

¡ LIBOR
indices, exchange traded funds, currency indices, consumer

price indices, inflation indices, or any combination of the
¡ EURIBOR
above

¡ prime rate

¡ treasury rate
· Payments: U.S. dollars or any other currency that we specify

¡ any other rate we specify
in the applicable supplement

We may sell notes to the selling agents as principal for resale at varying or fixed offering prices or through the selling agents as agents
using their best efforts on our behalf. We also may sell the notes directly to investors.
We may use this prospectus supplement and the accompanying prospectus in the initial sale of any notes. In addition, Merrill Lynch,
Pierce, Fenner & Smith Incorporated, or any of our other affiliates, may use this prospectus supplement and the accompanying
prospectus in a market-making transaction in any notes after their initial sale. Unless we or one of our selling agents informs you
otherwise in the confirmation of sale, this prospectus supplement and the accompanying prospectus are being used in a market-making
transaction.
Unless otherwise specified in the applicable supplement, we do not intend to list the notes on any securities exchange.
Investing in the notes involves risks. See "Risk Factors" beginning on page S-5.

Our notes are unsecured and are not savings accounts, deposits, or other obligations of a bank. Our notes are not guaranteed by
Bank of America, N.A. or any other bank, are not insured by the Federal Deposit Insurance Corporation or any other
governmental agency, and involve investment risks.
None of the Securities and Exchange Commission, any state securities commission, or any other regulatory body has approved or
disapproved of these notes or passed upon the adequacy or accuracy of this prospectus supplement or the accompanying
prospectus. Any representation to the contrary is a criminal offense.

BofA Merrill Lynch

Prospectus Supplement to Prospectus dated March 30, 2012
March 30, 2012
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